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Complete your secure United Federal Credit Union to instantly access a full range of member-owned financial services designed to help you thrive. Founded in 1949 and now serving over 200,000 members across six states, United Federal Credit Union (UFCU) delivers higher savings rates, lower loan rates, free checking with rewards, advanced mobile banking featuring mobile deposit and Zelle, bill pay, nationwide shared branching through the CO-OP network, and personalized guidance from a team dedicated to your financial success.
Since 1949, United Federal Credit Union has grown from a small local institution to a robust, member-focused financial cooperative serving communities across Arkansas, Indiana, Michigan, Nevada, North Carolina, and Ohio. As a not-for-profit credit union, every decision prioritizes member benefits – delivering superior rates, lower fees, innovative digital tools, and genuine personal service. Whether you're saving for the future, financing a home or vehicle, or managing daily finances, UFCU stands united with you every step of the way.
One secure United Federal Credit Union provides everything needed for modern, member-centered banking in a single, intuitive platform.
Banking with United Federal Credit Union is designed for simplicity and security, serving members across multiple states with ease.
United Federal Credit Union invests heavily in protection so members can bank with complete confidence.
United Federal Credit Union continues to innovate while staying true to member-first principles.
Real stories from satisfied members who enjoy better banking every day.
“United Federal Credit Union makes managing my finances simple and rewarding!” – Member, Michigan
“Great rates on loans and excellent mobile app via United Federal Credit Union.” – Member, Nevada
“Personal service and competitive savings after my United Federal Credit Union.” – Member, Indiana
As a not-for-profit, United Federal Credit Union focuses on value rather than profits.
Real members achieving financial goals with UFCU support.
Tools to help you understand and improve your financial health.
Access education, calculators, and guidance tailored to your needs.
Connect your banking with everyday tools and services.
United Federal Credit Union collaborates for broader member benefits.
United Federal Credit Union offers rewarding careers in member service and finance.
Learn strategies for financial success through member-focused programs.
Dedicated member service team ready to assist whenever you need.
United Federal Credit Union actively supports the communities we serve.
Recognized for excellence in member service and community involvement.
Regulated by NCUA with member interests always first.
Consistently honored for service, rates, and member satisfaction.
Dedicated assistance available whenever members need it.
Email: [email protected]
Phone: 888-982-1400
Support for local businesses with tailored financial solutions.
Best practices for safe and secure banking.
Full-featured banking on the go with the highly-rated mobile app.
Connect with fellow members and local initiatives.
Grow your money faster with competitive rates and flexible options.
Affordable financing for life's important purchases.
Tailored support for business members and entrepreneurs.
Resources and guidance to achieve your financial goals.
Join over 200,000 members enjoying superior rates, innovative digital tools, and genuine personal service across six states. One secure United Federal Credit Union connects you to high-yield savings, affordable loans, free services, and a financial partner truly invested in your success.